Engine Code:
RISK003
Low
Assign Case
Engine Name
Card & Payment Instrument Risk Engine
Cumulative Score
15
Created On
May 31, 2025, 12:00 AM
Trigger Condition
Flags unusually large transactions to prevent fraud.
Consolidate Risk Score
Low
-
10-40
Medium
-
40-70
High
-
70-100
Applied Rules
RGR011
Risk Score -
50
Card is flagged in the negative database.
RGR012
Risk Score -
40
Card issued from a non-FATF or sanctioned country.
RGR013
Risk Score -
20
Card used is expired.
RGR014
Risk Score -
40
More than 2 cards used on the same device within 2 hours.
RGR015
Risk Score -
50
Card used for more than 5 transactions in 24 hours.
RGR016
Risk Score -
30
Card BIN does not match the issuing country.
RGR017
Risk Score -
20
UPI ID does not match the user’s historical records.
RGR018
Risk Score -
10
UPI ID used for the first time in the last 30 days.
RGR019
Risk Score -
10
Bank account does not match the user’s historical records.
RGR020
Risk Score -
40
Bank account is flagged in the negative database.
RGR058
Risk Score -
50
Transaction exceeds regulatory limits for payouts.